Social Security Maximization

5 Important Social Security Questions You Should Know

For many retirees, Social Security benefits form the foundation of their retirement income. In order to make sure you get the most out of your benefits, you should have a solid grasp on this complex matter.

We have put together an informative brochure that helps answer the following questions:

  1. What is your Social Security amount?
  2. When is the best time to start taking your Social Security benefit?
  3. Are there different options if you are married?
  4. Does earning additional income while you are on Social Security impact the value of your benefit?
  5. Do you pay tax on your Social Security benefit?

Please contact us to receive your brochure!

Your Social Security retirement benefit represents a lifetime’s worth of savings, time, and work, and is most likely your largest source of income. Although many Americans are familiar with the basics of Social Security, very few are able to figure out – on their own – exactly the best way to file so they can get the most out of all they have put in.

At Cratty & Swanson Advisors L.L.C., we help our clients understand their Social Security benefits and educate them on how they can maximize their benefits. Delay filing for Social Security can potentially increase your benefit amount by a rate of eight percent per year. For 2015, the average monthly benefit for retired workers is $1,328, while the maximum benefit is $2,663.*

There is a lot to know about Social Security, and the more you know, the better decisions you can make, helping to bring you that much closer to maximizing your benefit. We will help you get the most you can out of your benefit, so you can take one step closer towards the comfortable and happy retirement you have worked so hard for!

Cratty & Swanson Advisors L.L.C. and Michael Cratty are not affiliated with or endorsed by the Social Security Administration or any government agency.  This content is for informational purposes only and should not be used to make any financial decisions.

*http://www.ssa.gov/news/press/factsheets/colafacts2015.html